Option One:
1.9% APR for up to 36 Months
On a purchase made between now and 12/31/2012 where the Amount Financed is $1,999, your Down Payment is $0 with 36 monthly payments of $60.74 each. ANNUAL PERCENTAGE RATE 1.9% [Effective APR 5.92%(E)]. PLUS up to $1,000 for KYMCO Extended Protection Warranty. Please note all retail finance offers are made through Sheffield Financial, a Division of BB&T Financial, FSB. Minimum amount financed $1,500; Maximum amount financed $50,000. Subject to credit approval. Not all customers will qualify. Please check the Sheffield Financial website for details of the financial offers. A promotion fee of $125 will be added to purchase balance. Higher rates and down payments apply to marginal credit. Offer effective on all new and unregistered KYMCO ATVs, Side X Sides, Motorcycles and Scooters purchased from a participating KYMCO USA dealer. Offer ends 12/31/2012. Offer subject to change without notice. [“E” means estimate.]

Option Two:
5.9% APR for up to 24 Months
On a purchase made between now and 12/31/2012 where the Amount Financed is $1,999, your Down Payment is $0 with 24 monthly payments of $94.04 each. ANNUAL PERCENTAGE RATE 5.9% [Effective APR 11.94% (E)]. PLUS up to $1,000 for KYMCO Extended Protection Warranty. Please note all retail finance offers are made through Sheffield Financial, a Division of BB&T Financial, FSB. Minimum amount financed $1,500; Maximum amount financed $50,000. Subject to credit approval. Not all customers will qualify. Please check the Sheffield Financial website for details of the financial offers. A promotion fee of $125 will be added to purchase balance. Higher rates and down payments apply to marginal credit. Offer effective on all new and unregistered KYMCO ATVs, Side X Sides, Motorcycles and Scooters purchased from a participating KYMCO USA dealer. Offer ends 12/31/2012. Offer subject to change without notice. [“E” means estimate.]

Option Three:
8.9% APR for up to 48 Months on less than $4,000 financed
On a purchase made between now and 12/31/2012 where the Amount Financed is $1,999, your Down Payment is $0 with 48 monthly payments of $52.76 each. ANNUAL PERCENTAGE RATE 8.9% [Effective APR 12.12% (E)]. PLUS up to $1,000 for KYMCO Extended Protection Warranty. Please note all retail finance offers are made through Sheffield Financial, a Division of BB&T Financial, FSB. Subject to credit approval. Not all customers will qualify. Please check the Sheffield Financial website for details of the financial offers. A promotion fee of $125 will be added to purchase balance. Higher rates and down payments apply to marginal credit. Offer effective on all new and unregistered KYMCO ATVs, Side X Sides, Motorcycles and Scooters purchased from a participating KYMCO USA dealer. Offer ends 12/31/2012. Offer subject to change without notice. [“E” means estimate.]

8.9% APR for 60 Months on more than $4,000 financed
On a purchase made between now and 12/31/2012 where the Amount Financed is $4,899, your Down Payment is $0 with 60 monthly payments of $104.05 each. ANNUAL PERCENTAGE RATE 8.9% [Effective APR 10.23% (E)]. PLUS up to $1,000 for KYMCO Extended Protection Warranty. Please note all retail finance offers are made through Sheffield Financial, a Division of BB&T Financial, FSB. Subject to credit approval. Not all customers will qualify. Please check the Sheffield Financial website for details of the financial offers. A promotion fee of $125 will be added to purchase balance. Higher rates and down payments apply to marginal credit. Offer effective on all new and unregistered KYMCO ATVs, Side X Sides, Motorcycles and Scooters purchased from a participating KYMCO USA dealer. Offer ends 12/31/2012. Offer subject to change without notice. [“E” means estimate.]

Option Four:
No Down Payment, No Interest for Six Months - 12.95% APR for 48 Months
On a purchase made between now and 12/31/2012 where the Amount Financed is $1,999, your Down Payment is $0; no FINANCE CHARGE FOR 6 months and 48 consecutive monthly payments of $56.92 each. ANNUAL PERCENTAGE RATE 12.95%. [Effective APR 12.78% (E)] subject to increase after promotional period. PLUS up to $1,000 for KYMCO Extended Protection Warranty. Please note all retail finance offers are made through Sheffield Financial, a Division of BB&T Financial, FSB. Subject to credit approval. Not all customers will qualify. Please check the Sheffield Financial website for details of the financial offers. A promotion fee of $125 will be added to purchase balance. Higher rates and down payments apply to marginal credit. Offer effective on all new and unregistered KYMCO ATVs, Side X Sides, Motorcycles and Scooters purchased from a participating KYMCO USA dealer. Offer ends 12/31/2012. Offer subject to change without notice. [“E” means estimate.]